This Site is intended to provide general information about our insurance agency services, professional resources for licensed insurance agents, and educational materials for the public. The Site does not offer or sell insurance products directly.

By using this Site, you confirm that you are at least 18 years old. If you are an insurance agent accessing agent-specific resources, you represent that you are properly licensed in your jurisdiction.

All content provided on this Site is for informational and educational purposes only. Nothing on the Site should be interpreted as an offer to sell or a solicitation to buy any insurance product. Any examples, case studies, or plan details are illustrative and may not reflect actual availability or coverage.

The information on this Site does not constitute legal, tax, medical, or financial advice. You should consult qualified professionals before making any decisions based on content found here.

You agree to use the Site lawfully and respectfully. You must not:Misrepresent your identity or licensing status.Use the Site for unauthorized commercial purposes.Attempt to access restricted or protected areas of the Site without permission.

This Site may link to third-party websites for convenience. We do not control or endorse any external sites and are not responsible for their content, services, or privacy practices.

All content on this Site—including text, graphics, logos, images, and downloadable materials—is owned by or licensed to [Your Agency Name] and protected by copyright and intellectual property laws. You may not reproduce or distribute any content without our written permission.

The Site is provided “as is” without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or reliability of any information on the Site.

To the extent allowed by law, [Your Agency Name] shall not be liable for any damages arising from your use of, or inability to use, the Site or its content.

We may update these Terms at any time. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

These Terms are governed by the laws of the State of Arizona, without regard to its conflict of law rules.

If you have Website questions, comments, or concerns, please email Info@HealthPlansUSA.com. Please include details of your questions, comments or concerns and your complete name and contact information. You may also call our Customer Service team at (480) 691-2500.